Whether you are exploring buying your first home, or life changes have you considering making a move, finding an agent that you trust, is knowledgeable and who listens to your needs will move you along the home buying process smoothly.

Did you know that in 1997 Washington State legislation was passed so that home buyers can have exclusive representation? This means you do not need to work with the agent, or even the company listed on the sign that represents the seller. You are able to select an agent who will represent and negotiate for your best interests throughout the home buying process.

As an Accredited Buyer's Representative I will represent your best interests. From finding homes that meet your needs, negotiating an agreement, following through until you have the keys, and beyond you'll have me on your team.

The following outlines the typical steps that occur when I represent buyers:

This introductory meeting is a time for me to hear what your needs are, and to discuss the home-buying process and answer questions you may have. I will provide you with resources that may be helpful in the process.

Getting a letter of pre-approval from a lender is an important step. For one thing, it lets you know what you can afford, and what monthly payments would be so you can assess your comfort level. In addition, this letter greatly enhances your negotiating power when you find a home you wish to make an offer on.

Once you know your price range I can begin searching for a home that meets your needs. We will set parameters for the search, realizing these may be refined as your preferences emerge through the process.

I will preview and show you properties that meet your criteria. Although some buyers successfully find a home during the first tour, it is common to tour several homes before finding the one you want to buy.

When you have decided on making an offer, we will discuss the specific situation and develop our strategy. A strong offer is one in which your needs are well represented, while being attractive enough for the seller to accept.

Most offers are subject to some conditions, such as an ability to get a loan, obtain home owners insurance and perhaps sell a home. A common contingency is the approval of an inspection done by a professional inspector which is paid for by the buyer. The purpose is to learn about the systems and overall condition of the property, including any major defects and future maintenance issues. If there are safety issues or other areas of concern, there may be further negotiation with the seller.

The lender will order an appraisal of the property to ensure value at least to the purchase price. Once the appraisal is complete, the lender will issue final loan approval and send documents to Escrow.

Escrow is a "disinterested third party" and is identified in the Purchase and Sale Agreement. Escrow will coordinate signing of closing documents, payoff liens, and record legal sales documents. Signing at escrow is generally 2-3 days before closing, often not scheduled until all loan documents have been received.

A day or so after seller and buyer sign closing papers, Escrow will record the documents with the county, funds will transfer to the seller, title will transfer to you and the sale is officially closed and you get the keys!

You will obtain possession to your new home as outlined in the Purchase and Sale Agreement. This is sometimes on the date of closing, but sometimes later.

I am available after you move in for any questions you may have. Perhaps you need a referral for a home improvement or maintenance project, or are wondering about the real estate market? Please know I am available to assist you. My goal is to be a Realtor you can confidently refer your family and friends to, and to still be your agent when you are ready to become sellers!